CM Punjab Livestock Card Scheme

If you’re a livestock farmer in Punjab stressed to afford animal feed and additions, the CM Punjab Livestock Card Scheme might be the perfect solution for you. Hurled under the management of Chief Minister Maryam Nawaz Sharif, this originality provides interest-free loans to help farmers acquisition fodder, fodder, and other basics for calf and intimidate calorific.

This article covers everything you need to know—from suitability standards to the application process. By the end, you won’t need to search wherever else!

More Read:Bewa Sahara Card 2025 – Complete Guide for Widows in Punjab

Quick Overview of CM Punjab Livestock Card Scheme

Here’s a quick summary of the scheme before we dive into the details:

Feature	Details
Program Name	CM Punjab Livestock Card Scheme
Start Date	Phase 1: November 5, 2024 / Phase 2 & 3: Ongoing in 2025
End Date	Expected completion by Q3 2025 (subject to government updates)
Loan Amount	PKR 27,000 per male calf (buffalo/cow), up to PKR 270,000 for 10 animals
Interest Rate	0% (Fully interest-free)
Loan Duration	4 months + 1-month grace period (Total 5 months)
Application Method	Online (SMS) & Offline (Veterinary Centers)

What is the CM Punjab Livestock Card Scheme?

The Punjab Livestock Card Scheme is a government-backed financial aid program designed to support small and medium-scale livestock farmers. The goal is to help them buy high-quality feed, supplements, and fodder without worrying about interest payments.

Key Benefits of the Scheme

✔ Interest-free loans (No markup or hidden charges)
✔ Easy repayment within 5 months
✔ Direct financial support for animal feed purchases
✔ Increased livestock productivity and income for farmers

More Read:BISP 14500 May Payment 2025 Pending?

Phases of the Punjab Livestock Card Scheme

The structure is being trolled out in three phases to ensure smooth service.

1. Phase 1 (November 5 – December 11, 2024)

Targeted 10,000–20,000 farmers.
Farmers could register via SMS (PLC <CNIC> to 8070) or at veterinary middles.
Loans of PKR 27,000 per calf, with a maximum of PKR 270,000 for 10 calves.

2. Phase 2 (2025 – Ongoing)

Absorbed on South Punjab farmers, chiefly women (widows/divorcees).
Extra benefits like free livestock distribution & training programs.
Those who wasted Phase 1 due to imperfect documents container apply now.

3. Phase 3 (Expansion – Q3 2025)

Aims to cover 80,000 farmers and 400,000 animals.
Expected to run until mid-2025, with possible extensions.

Who is Eligible for the Livestock Card?

Not everyone can apply—the direction has set explicit criteria:

Must be a resident of Punjab (Valid CNIC required).
Own 5–10 male calves (buffalo or cow).
Registered in the SPMS-9211 livestock database.
No prior loan defaults (CIB & AML checks apply).
Mobile SIM registered in applicant’s name (for SMS verification).

Note: Women, especially widows and divorcees, are fortified to apply.

More Read:BISP Support Program for Widows & Divorced Women

How to Apply for the CM Punjab Livestock Card?

The application process is simple and can be done in two ways:

1. Online Application (Via SMS)

Send an SMS in this format: PLC <space> [Your CNIC Number] to 8070.
Example: PLC 3310012345678
You’ll receive a confirmation message with further instructions.

2. Offline Application (Veterinary Centers)

Visit your nearest Livestock Department office, veterinary hospital, or mobile vet unit.
Submit your CNIC copy and complete the registration form.

Once accepted, you’ll receive a Livestock Card, which can be used at registered feed dealers linked with the Bank of Punjab.

Loan Details & Repayment Process

Loan Amount: PKR 27,000 per calf (up to 10 calves = PKR 270,000).
Repayment Time: 4 months + 1-month grace retro (Total 5 months).
No Interest: 0% markup—you only return the main amount.

Example: If you take a loan of PKR 135,000 (for 5 calves), you’ll pay the exact same amount after 5 months.

Why Should Farmers Apply?

Financial Relief: No need to take luxurious loans from secluded lenders.
Better Animal Growth: High-quality food leads to healthier livestock.
Increased Profits: Well-fed animals fetch better prices in the market.
Government Support: A rare chance for small agriculturalists to grow without debt stress.

More Read:BISP Re-Survey 2025 – Last Date, Eligibility, and How to Apply

Final Thoughts: Should You Apply?

If you’re a livestock farmer in Punjab, this scheme is a golden chance. With no interest and easy repayment terms, it’s calculated to help you flourish.

Quick Action Steps:

Check eligibility (Do you have 5–10 calves?).
Apply ASAP (Spots are limited—first come, first served).
Use the loan wisely (Buy quality feed to exploit profits).

The CM Punjab Livestock Card Scheme is a game-changer for farmers. Don’t miss out—apply today!

FAQs (Frequently Asked Questions)

Can I apply if I have only 3 calves?
No, the minimum requirement is 5 male calves.

Is this scheme available in all Punjab districts?
Yes, but South Punjab farmers are being listed in Phase 2.

What if I miss the repayment deadline?
Late payments may lead to penalties or ineligibility from future arrangements.

Can women apply?
Yes! Widows and divorcees are particularly encouraged.

How will I receive the loan amount?
Through a Livestock Card, usable at accepted feed dealers.

Conclusion

The CM Punjab Livestock Card Scheme is a brilliant inventiveness to lift farmers. With zero interest, easy application, and quick payment, it’s a must-apply for anyone in livestock farming.